Credit Counseling and Debtor Education Requirements in Bankruptcy

http://bankruptcycreditcounseling.mobi/credit-counseling-and-debtor-education-requirements-in-bankruptcy.html http://bankruptcycreditcounseling.mobi

In 2005, Congress added a step to the bankruptcy filing process. Individuals filing for either Chapter 7 or Chapter 13 bankruptcy must participate in an approved credit counseling course prior to filing for bankruptcy. And before you get a discharge at the end of your case, you must take another class on personal financial management. There are limited exceptions for both requirements — but very few people will qualify for them.

Here you’ll find detailed on information on these requirements, including where to find approved courses near you.

Overview

What Is the Difference Between Credit Counseling & the Debtor Education Requirement in Bankruptcy?
The credit counseling and debtor education courses are two separate requirements for Chapter 7 and Chapter 13 bankruptcy. Learn what they are and when you must take the classes.
New Rules on Credit Counseling and Debtor Education in Bankruptcy
Learn about new requirements for bankruptcy’s credit counseling and debtor education courses.

Prebankruptcy Credit Counseling

The Pre-Bankruptcy Credit Counseling Requirement
Get the details on bankruptcy’s credit counseling requirement.
Exceptions to Bankruptcy’s Credit Counseling Requirement
In a few situations, you may not have to get credit counseling before you file for bankruptcy.

Predischarge Debtor Education

The Predischarge Counseling Requirement in Bankruptcy
You must take a personal financial management course before you get a bankruptcy discharge.
Exceptions to Bankruptcy’s Predischarge Counseling Requirement
There are a few exceptions to the requirement that you take a personal financial management course in bankruptcy.

Finding an Approved Provider

How to Find an Approved Credit or Debt Counseling Agency
Find an approved credit counseling or debtor education agency for bankruptcy, and learn which forms you must file after you get the counseling.

Common Questions About Credit Counseling & Debtor Education

Can my mother get credit counseling in Spanish before she files for bankruptcy?
How can I find a credit counseling agency that provides services in Chinese?
Do the agencies approved for pre-bankruptcy credit counseling provide services in French?
Can you complete the bankruptcy credit counseling requirement in Korean?
Do any of the approved bankruptcy credit counseling agencies offer services in Vietnamese?
How can I find a German speaking credit counseling service?
Where can I find Tagalog-speaking credit counseling services to fulfill the bankruptcy requirement?

September 28, 2016 at 02:33PM
via Credit Counseling
Bankruptcy Credit Counseling
Student Loan Consolidation
Attorneys At Law
Debt Consolidation